Rising Rate Blues?

I keep hearing complaints and FEAR in the marketplace announcing so many people won’t be able to buy a home because rates are going to be so high.

Well, I say Fooey on those Nay Sayers…I know I can’t believe I just said that either…Anyways, You are the voice of Reason for your clients. Let’s have a Reason to celebrate with our clients. Rates are at historic lows. Get rid of the PANIC!

If FEAR is stopping them from committing to the fulfillment of their dreams, let me ARM you for battle today! Take a look at this chart showing rates since 1975. Ask your clients if they would like to chose a rate somewhere in the past 33 years rather than today’s rate…8 years ago, people were excited about 8% interest rates. When I started college in the early 1990’s 10% was AWESOME! When I started Junior High, 14% was a steal! Let’s get real here.

It’s time to stand in the GAP and Aquire the “Insider Information” to Dispel your Client’s FEAR as their voice of Reason!

I hope this is helpful as you work to gain your client’s confidence in Today’s changing marketplace. May God Bless you in your efforts.

Know that I have time for you and your clients to help with any mortgage financing needs. Have an Outstanding Day!

Warmest Regards!

Joshua

Gas Prices Got You Down?

Have you ever heard the saying, "You never really know what you have until it's gone?"

I don't know about you, but lately, all I hear is Increasing Foreclosures, Higher Gas Prices, Grain and Produce price increases, Inflation, Inflation, Inflation...ENOUGH!

I can't even beging to tell you how old this record is becoming. What happened to the hit singles like, "Livin the Vida Loca" or "The Rainbow Connection". Good Night I think Kermit was really on to something with "Lovers, Dreamers, and Me..." Where is the good news? Are you sick of it? I am.

Let's get real for a minute. I don't need the media to tell me Gas Prices are going up or my Veggie Pack is costing more. My family and I are feeling it, just like yours I'm sure. I am a worrier. Ask my wife of 10 years.

So what can we do about it?

In my prayer this morning, God revealed to me that I need to stop focusing on what I don't have and look at the possibilities of what I have in front of me. I was amazed at how quickly this afternoon I started to see solutions rather than problems.

What are the solutions? Well, that my friend is up to you and the creative mind God has given you. Your thoughts are the energy driving any forward progress in your life.

Think about what you don't have and guess what? You'll continue to be in want.

Think of what you have offering Gratitude to the Lord, and more will come.

Study your thoughts. If you play the blame game that all of your problems are someone else's fault, then you are in big trouble my friend. Things outside of your control will always be outside of your control. Your negative thoughts about them won't make them different.

If you focus on only what you have control over in your life like your thoughts and choices, then you will realize that all you need to do is make different choices to change the outlook of your future.

Keep your head up. The solution to your problem lies within your heart! Aim high and don't let anyone talk you out of the desires of your heart!

have a great weekend.

Joshua